{"id":4107,"date":"2022-07-27T14:20:08","date_gmt":"2022-07-27T19:20:08","guid":{"rendered":"https:\/\/tbsfactoring.com\/?p=4107"},"modified":"2025-02-12T07:38:33","modified_gmt":"2025-02-12T07:38:33","slug":"8-consejos-rapidos-para-ahorrar-en-gastos-sanitarios","status":"publish","type":"post","link":"https:\/\/tbsfactoring.com\/es\/8-quick-tips-to-save-on-health-costs\/","title":{"rendered":"8 consejos r\u00e1pidos para ahorrar en sanidad\u00a0"},"content":{"rendered":"

Los costes sanitarios pueden resultar estresantes para cualquiera, sobre todo si decides dirigir tu propio negocio. Tanto si decides tener un seguro m\u00e9dico y\/o dental como si no, aqu\u00ed tienes ocho consejos r\u00e1pidos que pueden ahorrarte dinero. Recuerda que mantenerte en plena forma es tan importante como que tus camiones funcionen correctamente. <\/p>\n

1. Utilizar los servicios de telemedicina<\/h3>\n

Generalmente baratos y de f\u00e1cil acceso desde cualquier lugar, los servicios de telemedicina pueden ser ideales para los camioneros que viajan. Muchos m\u00e9dicos de atenci\u00f3n primaria ofrecen telemedicina a sus pacientes. Cuando busque un m\u00e9dico de atenci\u00f3n primaria, preg\u00fantele si ofrece citas por telemedicina. O si ya tiene un m\u00e9dico de atenci\u00f3n primaria, compruebe si las citas de telemedicina son una opci\u00f3n. Adem\u00e1s, sitios como MDLive.com<\/a> y Teladoc.com<\/a> ofrecer televisiones m\u00e9dicas por tel\u00e9fono o v\u00eddeo. <\/p>\n

2. Intente evitar las salas de urgencias<\/h3>\n

Por desgracia, las urgencias de los hospitales pueden ser muy caras y a menudo las esperas son largas. Sin embargo, muchas comunidades cuentan con cl\u00ednicas sin cita previa o centros de atenci\u00f3n urgente que tratan problemas comunes como resfriados, gripe, fracturas y cortes. Si sufres un infarto o una lesi\u00f3n grave, acude sin falta al servicio de urgencias de un hospital. Pero si necesita que le traten una tos o tiene dolores m\u00e1s leves, acuda a su m\u00e9dico de cabecera o utilice una cl\u00ednica de atenci\u00f3n urgente para ahorrar dinero. <\/p>\n

3. Revise sus facturas m\u00e9dicas<\/h3>\n

Una simple visita a su m\u00e9dico de cabecera puede generar m\u00faltiples cargos por an\u00e1lisis o radiograf\u00edas, y una visita a urgencias o una intervenci\u00f3n quir\u00fargica puede generar un torrente de facturas durante meses. Acost\u00fambrese a revisar cualquier factura m\u00e9dica antes de pagarla. Pida detalles si los art\u00edculos aparecen como \"varios\" o codificados. <\/p>\n

4. Compre medicamentos gen\u00e9ricos en lugar de los de marca<\/h3>\n

Por ley, los medicamentos gen\u00e9ricos fabricados en EE.UU. deben cumplir las mismas normas que sus hom\u00f3logos de marca, pero pueden ser mucho m\u00e1s baratos. Ah\u00f3rrese dinero optando por el gen\u00e9rico sin preocuparse de si el medicamento ser\u00e1 igual de eficaz.<\/p>\n

5. Siempre comparar precios<\/h3>\n

Si necesita operarse o someterse a un procedimiento concreto, llame y pregunte a distintas consultas cu\u00e1nto cobran por ese servicio (o similar). Aunque la opci\u00f3n m\u00e1s barata no siempre es la mejor, tres o cuatro contactos pueden darte una buena estimaci\u00f3n. Tambi\u00e9n puede comparar servicios b\u00e1sicos como visitas al consultorio, limpiezas dentales y otros. Simplemente pregunte cu\u00e1l es el precio al contado de esas opciones. <\/p>\n

6. Comparar precios de medicamentos con receta<\/h3>\n

Seg\u00fan ConsumerReports.org<\/a>A menudo, las tiendas de una misma ciudad tienen precios muy diferentes para los mismos medicamentos. Llame y pregunte o utilice GoodRx.com<\/a> para comparar precios antes de comprar sus medicamentos. Podr\u00edas ahorrar cientos de euros, dependiendo de los medicamentos que est\u00e9s tomando. <\/p>\n

7. Negociar precios<\/h3>\n

Si no tiene seguro y paga los servicios al contado, la negociaci\u00f3n puede ayudarle a reducir los gastos m\u00e9dicos (seg\u00fan la Centro Nacional de Recursos de Seguros<\/a>). Nunca est\u00e1 de m\u00e1s preguntar, y podr\u00eda ahorrarse mucho dinero. <\/p>\n

8. Recurrir las denegaciones de seguros<\/h3>\n

Si apela, puede conseguir que le cubran un gasto denegado. Muchas compa\u00f1\u00edas de seguros tienen un proceso de apelaci\u00f3n y permiten tres apelaciones sobre un mismo asunto. El personal de su consulta m\u00e9dica u odontol\u00f3gica puede ayudarle con el proceso de apelaci\u00f3n. <\/p>\n

Ser tu propio jefe tiene muchas ventajas, pero tambi\u00e9n presenta sus retos. Deje que TBS Factoring<\/a> le ayudar\u00e1 a superar algunos de esos retos con nuestras soluciones de flujo de caja, servicios de contabilidad para camioneros, apoyo administrativo, servicios de cumplimiento del DOT, ayuda con los seguros, servicios de permisos de transporte y mucho m\u00e1s. As\u00ed podr\u00e1 centrarse en lo m\u00e1s importante: desarrollar su negocio. <\/p>","protected":false},"excerpt":{"rendered":"

Los costes sanitarios pueden resultar estresantes para cualquiera, sobre todo si decide dirigir su propio negocio. Tanto si opta por la sanidad Seguir leyendo \u2192<\/span><\/a><\/p>","protected":false},"author":4,"featured_media":4449,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4,7],"tags":[],"class_list":["post-4107","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-independent-trucking-tips","category-whitepapers"],"acf":[],"yoast_head":"\n8 Quick Tips to Save on Health Costs\u00a0 -<\/title>\n<meta name=\"description\" content=\"Healthcare costs can be stressful for anyone, especially independents. 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