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Services Streamlined for Growth
Don’t wait for brokers and shippers to pay their freight bills. Improve your cash flow and get paid the same day you deliver your load.
Freight factoring with TBS is simple and helps you grow your business. With over 50 years of experience, our team has developed cutting-edge technology to help you manage your finances on-the-go. Let TBS provide your back-office support so you can focus on keeping those big rig wheels turning.
The days of waiting are behind you.
With TBS, you’ll receive dedicated customer service and innovative technology tools.
What is Freight factoring?
Freight factoring is NOT a business loan. It’s a financing tool that provides you with immediate working capital. How? You sell us your invoices at a small discount. We pay you cash the same day and then WE wait for payment—not you.
Factoring in Four Simple Steps
STEP 1
Always pre-approve credit before you accept a load. (With our TBS: Get Paid® app, this process is easy and fast.)
STEP 2
Gather your paperwork and prepare your schedule.
STEP 3
Submit completed paperwork to TBS.
STEP 4
We pay you within hours.
STEP 1
Always pre-approve credit before you accept a load. (With our TBS: Get Paid® app, this process is easy and fast.)
STEP 2
Gather your paperwork and prepare your schedule.
STEP 3
Submit completed paperwork to TBS.
STEP 4
We pay you within hours.
Non-Recourse Factoring vs. Recourse Factoring
OPTION 1
NON-RECOURSE FACTORING:
TBS TAKES THE CREDIT RISK.
If a customer doesn’t pay due to their own credit or funding issues, TBS takes the loss! We will not come to you for repayment.
Benefits:
No reserve account
No volume requirement
No long-term commitment
No sign-up fees
No personal credit score minimum
Free online credit checks
Fuel advance program
Fuel card
OPTION 2
RECOURSE FACTORING:
YOU TAKE THE CREDIT RISK.
This option offers lower fees because you take on more risk. If a customer doesn’t pay, you are on the hook for that money. If your company has enough funding to take that risk, recourse factoring may work for you.
Benefits:
Highest advance rate in the industry
Pricing can vary by volume and debtor quality
No volume requirement
No sign-up fees
Free online credit checks
Fuel advance program
Fuel card
TBS: GET PAID® HANDHELD FINANCE
Our TBS: Get Paid® app is the FASTEST way to get paid after delivering a load. Everything you need to submit your paperwork is at your fingertips, and we’ve expedited the verification process with a GPS-based feature called VeriFast™ that allows you to verify your pick up and drop off locations with one simple click.
Besides being able to easily factor loads, you can also perform unlimited credit checks, request a fuel advance, track notifications, speak to an account representative 24/7, view your accounts receivable balances, see previously submitted invoices, and much more—all from your phone.
DOWNLOAD THE APP
TBS: GET PAID® HANDHELD FINANCE
Our TBS: Get Paid® app is the FASTEST way to get paid after delivering a load. Everything you need to submit your paperwork is at your fingertips, and we’ve expedited the verification process with a GPS-based feature called VeriFast™ that allows you to verify your pick up and drop off locations with one simple click.
Besides being able to easily factor loads, you can also perform unlimited credit checks, request a fuel advance, track notifications, speak to an account representative 24/7, view your accounts receivable balances, see previously submitted invoices, and much more—all from your phone.
DOWNLOAD THE APP