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Benefits of Freight Factoring with TBS

Competitive Rates

When you factor with TBS, you can be sure you’re getting the best rate.

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Discount Fuel Cards

Save at the pump when you factor with TBS—no credit check required.

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Expert Service

With over 50 years of freight factoring experience, the experts at TBS provide unmatched guidance and service.

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Fuel Advances

Truckers who factor with TBS are eligible for fuel advances, helping keep your trucks on the road.

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TBS: Get Paid® App

Upload anywhere, any time at the tip of your fingers with the TBS: Get Paid® App.

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Which Factoring Option Works For You?

OPTION 1
Non-Recourse Factoring: TBS Takes The Credit Risk.

If a customer doesn’t pay due to their own credit or funding issues, TBS takes the loss! We will not come to you for repayment.

  • No reserve account
  • No volume requirement
  • No long-term commitment
  • No sign-up fees
  • No personal credit score minimum
  • Fuel advance program
  • Free online credit checks
  • Fuel card
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OPTION 2
Recourse Factoring: You Take The Credit Risk.

This option offers lower fees because you take on more risk. If a customer doesn’t pay, you are on the hook for that money. If your company has enough funding to take that risk, recourse factoring may work for you.

  • Highest advance rate in the industry
  • Pricing can vary by volume and debtor quality 
  • No volume requirement 
  • No sign-up fees
  • Free online credit checks
  • Fuel advance program
  • Fuel card
  • No Personal Credit Checks
GET STARTED

Download the TBS: Get Paid® App

Our TBS: Get Paid® App is the FASTEST way to get paid after delivering a load. Everything you need to submit your paperwork is at your fingertips, and we’ve expedited the verification process with a GPS-based feature called VeriFast™ that allows you to verify your pick-up and drop-off locations with one simple click.

Besides being able to easily factor loads, you can also perform unlimited credit checks, request a fuel advance, track notifications, access your account 24/7.

Frequently Asked Questions

Freight factoring is NOT a business loan. It’s a financing tool that provides you with immediate working capital.  How? You sell us your invoices at a small discount. We process your payment the same day and then WE wait for payment—not you.

Always pre-approve credit before you accept a load. (With our TBS: Get Paid® app, this process is easy and fast.) Next, gather your paperwork and prepare your schedule, submit the completed paperwork to TBS, & we process your payment within hours!

If a customer doesn’t pay due to their own credit or funding issues, TBS takes the loss! We will not come to you for repayment.

This option offers lower fees because you take on more risk. If a customer doesn’t pay, you are on the hook for that money. If your company has enough funding to take that risk, recourse factoring may work for you.