Things You Should Know: Advances

What amount does TBS advance?

We can advance up to 50% of the load rate from brokers and shippers approved for factoring.

What are the advance fees?

40%* advance is $19.99
50%* advance is $24.99

When are advances funded?

Advances are funded within four (4) hours after the cargo is loaded and all required paperwork is submitted to TBS.

*Subject to approval. Terms and conditions apply.


  • Contact with TBS (3 month minimum) required if not initially signed up for the program upon becoming a client.
  • Rate sheet from customer signed by the carrier.
  • BOL for load on which the advance is given.
  • TBS EFS or TBS Comdata fuel card account.
  • All paperwork must be submitted within seven (7) days of the advance.

Your Responsibility

  • No other advances may be taken on a load advanced by TBS.
  • Any outstanding advances past seven (7) days will be charged against the next loads submitted to TBS for factoring
  • Original signed paperwork providing proof of delivery must be submitted for factoring within seven (7) days of the advance funding.
  • The load must be clear of defects.

A $200 fee will be charged if these requirements are not met



We are pleased to announce TBS’s acquisition of Financial Carrier Services (FCS), soon to be known as TBS Charlotte.

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